Every Small RIA Just Inherited the Back Office of a Bulge-Bracket Bank.
ATOMIQ FinanceOS replaces entire job functions — not just tasks. Paraplanners, analysts, compliance clerks — automated with human-in-the-loop approval built in.
Six agents. Your entire back-office.
Each agent replaces a specific human job function — not just automates a task. Advisor review is built into every output.
11.5× ROI. Realized instantly.
Advisor-in-the-loop
Every output. Human approved. Judgment stays with the advisor — always.
AI Draft
Agent produces summary, report, or compliance file.
Review
Advisor inspects context, client history, and risk flags.
Edit
In-line edits preserve firm voice and judgment.
Approve
One click locks output and feeds Firm Memory.
Structural lock-in,
not feature lock-in.
Once a firm's regulatory history lives inside ATOMIQ, switching means recreating audit documentation from scratch. After 12 months the cost of leaving exceeds years of subscription fees.
- Auto-generates SEC-ready audit trails
- Flags missing KYC documents instantly
- Maintains living regulatory history for entire firm
- Exponentially increases switching cost over time
- ✓ Form ADV Part 2A — filed & archived
- ✓ KYC packet · J. Whitmore — verified 09:41:22
- ✓ Best-execution review — Q4 sealed
- ✓ 1,284 client records — trail immutable
Crowded at the top.
Wide open at the bottom.
| Competitor | Target | Key Weakness |
|---|---|---|
| Orion Denali | Top 20 RIAs ($5.8T AUM) | Legacy-locked; no SMB focus |
| Altruist Hazel | 5,000+ custodial accounts | Custodian-locked |
| Nevis | National RIAs ($24B+ AUM) | Priced out of core SMB; complex onboarding |
| ATOMIQ | 15,780 Core RIAs | Custodian-agnostic. SMB-native. AI-native OS. |
Non-Custodial. Your data, your control.
Client data stays encrypted in your vault. We never have access to withdraw or transfer your assets.
End-to-End Encryption
Military-grade AES-256 encryption for all client data.
Zero Data Retention
Client PII never stored on our servers.
SOC 2 Type II
Independent security audit completed.
Audit Trail
Every action logged and immutable.
Connect Custodian
Generate API keys with read-only permissions.
AI Analyzes Data
Our agents process encrypted data in-memory.
Generate Reports
Outputs rendered without exposing raw data.
Data Never Leaves
Your client data remains securely encrypted.
One plan. Full platform.
All six agents. Unlimited workflows. No hidden fees.
- All 6 agents active
- Multi-agent workflows
- CRM integrations (Wealthbox, Redtail, HubSpot)
- Custodian-agnostic (Schwab, Fidelity, IBKR, Pershing)
- SOC 2 Type II certified
- Priority support · dedicated CSM
"The next generation of financial firms will scale by deploying AI agents with compliance, auditability, and human approval built in."